Principal lenders

providing short term finance solutions

Credit and Mercantile is the UK's premier short term finance house, offering short term finance solutions including residential bridging loans and development finance, and commercial bridging finance for individuals, companies, property developers, brokers and intermediaries.

Meet the Team

The Credit and Mercantile team has over 20 years experience working at the heart of the short term finance industry having worked at the highest levels in the commercial and financial world.

Experience

At Credit and Mercantile, we pride ourselves on giving immediate decisions in principle at the initial enquiry stage. You will always deal directly with a decision maker and we promise not to waste your time. If we are unable to help, we will tell you straight away.

As principal lenders, we have our own funds to lend which means we can offer our customers a speed of service you will not find elsewhere. If you are facing tight deadlines or your financier has pulled out at the last minute, get in touch as you'll be surprised how quickly we can release funds.

Credit and Mercantile is dedicated to the highest standards of courtesy, individual attention and business ethics. We are members of the CML (Council of Mortgage Lenders), patrons of the NACFB (National Association of Commercial Finance Brokers) and are founder members of the ASTL (Association of Short Term Lenders). We are authorised and regulated by the FSA (Financial Services Authority).

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Our typical short term property loans range between £200,000 - £15 million and are for a period of  3 months to 1 year. Examples of our Bridging Loans Frequently Asked Questions

Credit & Mercantile is an independent merchant bank providing bridging loan finance for individuals, companies, property developers, brokers and intermediaries with typical bridging loans of between £200,000 and £15 million.

Credit & Mercantile is authorised and regulated by the FSA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

© Credit & Mercantile PLC 2008