Credit & Mercantile is an independent UK provider of bridging loans, property development finance and short term loans. We offer one distinctive benefit: immediate decisions and immediate funding.
Bridging finance can be particularly useful when you need to complete the purchase of a property before the funds are available from the sale of another property. Other common uses are for property development finance, or for business property loans to cover short-term cash flow needs.
Our clients deal directly with a decision maker. There is no red tape, no extensive form filling, and no bureaucracy. We fully appreciate that you need a decision - and the funding to be available - NOW, not next week. Usually we can provide an immediate decision in principle during your initial phone call.
We lend on the value of the property - not the purchase price – and we consider every proposal for bridging finance on its own merits. In some circumstances, we can even lend up to 100% of the purchase price, subject to valuation.
We typically provide bridging loans from £75,000 to £5,000,000
and with terms from as little as one week up to twelve months. All our bridging
loans have attractive and cost-effective terms that are linked to bank base
rate. Dependent upon your individual proposal, we will consider bridging loans
outside this range.
Credit & Mercantile provide a fast-track service for bridging loans in
the UK with funding rates that are both attractive and cost effective. Please
use the links above to browse our website and find out more information about
our bridging loans, business property loans and property development finance.
If you’re in a hurry, click here for contact details and talk to us now. We can provide an immediate decision and immediate cost effective funding.
If your proposal makes sense to you – it probably will to us.
