Bridging finance loans

and short term mortgages

As the leading finance providers for bridging finance in the UK, the team at Credit and Mercantile has unrivalled experience in property and bridging finance. We offer attractive funding rates and cost effective solutions for a range of circumstances, including amongst others;

We offer residential bridging loans and commercial bridging loans. We lend on the property value not the purchase price. In some circumstances we can lend up to 100% of the purchase price. Our typical mortgage bridging loans are between £200,000 and £15 million, but depending on your proposal, we will consider outside of this range.

We offer loan periods from three months to one year. Short term mortgages and finance can be provided very quickly. Your payments may also be lower than you expect.

If your project completes ahead of schedule following a minimum period, there are no redemption penalties on our bridging finance loans. Contact us today for a decision in principle.

In addition to lending to individuals we also work closely with Brokers and Intermediaries and Property Developers, providing non status bridging finance loans for a wide range of clients and projects. We can facilitate all types of borrowers including trusts and limited companies based in the UK and offshore.

As principal lenders we do not need to consult a third party and can give you an immediate decision in principle Examples of our Bridging Loans Are you a Broker?  Find out more Download Application forms (PDF) Get Adobe Acrobat Reader
Credit & Mercantile is authorised and regulated by the FSA.
Your home may be repossessed if you do not keep up repayments on your mortgage.